Questions on my mortgage application?
I just applied for a mortgage and just have two basic questions:
1. If I think the interest rate is too high (I have a credit score between – 725 – 765 but don’t know the exact score), should I be getting the lowest rates available, i.e. the 4.9 average I’m seeing everywhere?
2. Which are the most negotiable closing costs?
The loan is a 30 year FHA for $ 165k. Thanks for your help!