Will combining Cap1 cards interfere with steps?

QuestionsWill combining Cap1 cards interfere with steps?
Margarita Winters asked 4 years ago

Mom is seriously thinking about combining her Cap1 Rebuilder (QS now) into her Cap1 QS1 but I don’t know if it’ll upset her credit steps with the QS1. She just got approved for a NFCU Cash Rewards card (1200 SL, 15.45%) and want to minimize cards. The annual fee doesn’t bother her, at least right now. I know combining usually resets the 6 month CLI timing but I also know that credit steps has its own rules.

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