When does the lender typically do an employment verification.
My offer was accepted with a pre-qual on 10/25.
I dont close until 1/11.
My annual review is on 12/14. I expect a positive review.
Obviously there is always the risk of being laid-off but all indications point to long term employment in my current position. I will be going on 3 years.
I am wondering when my lender will do the employment verification — not until closing time?
Also, what if I get a raise in my annual review? That will impact my application positively I think right?