I have removed all but two charge-offs and am paying monthly payments on one of those(Springleaf).
My credit score is still terrible….a whopping 505….but, by removing 4 charge-offs it brought it up 36 points. It was 469.
Gotta start somewhere. Lol.
I have been reading about the shopping cart trick and wanted to ask y’all what was your credit score at when you succeeded?
I have two judgments that I will file a Motion to Vacate this fall when I have them paid in full.
Thank you very much. 🙂