Veteran’s United pulled two of the three scores and stated my mid score was 601. They pulled Experian at 635 and Equifax at 602…but didn’t pull Transunion at all. If they had pulled it they would have seen Score model 8 648 and model 4 score was 643.
They said the mid score was only 601. Then quoted me an interest rate of 4.5% for a VA loan. I am wondering how they could estimate my score if they only pulled two of the three scores. thanks