I need some help. Have an old account with Verizon Wireless. It’s in collection with Enhanced Recovery. They say they cannot do Pay for Delete because Verizon is doing the reporting. Is this accurate? Does this mean they still own the debt and I can try to negotiate with them? Can anyone help me with a plan of action? This is the only baddie I have reporting to all 3. If I can get rid of it, I’ll have a completely clean TU. Please help! Thank you.