asked 3 years ago Working on fixing some credit issues after a nosedive after my daughters were born, in the hopes of buying a home in the next 6-12 months.
One thing that seems to be wrecking my score is that a Verizon charge-off is reporting as revolving credit, and my utilization is at 94% as a result of it — which stings, considering my actual CC utilization is at about 3%.
Anything I can do about this? This can’t be right, can it?