I got the first credit card offer I’ve had in years in the mail today!!! I must be doing something right. It’s for a USAA Platimum Rewards Visa. It does not state that it’s a prequal offer. Even though I’m re-building, my scores are still awful (572-610) and I have a lot of negatives to
clear. I highly doubt I’d get approved but why are they sending me this offer? I’m not a USAA member. Any advice?