I’ve been trying to do this for a while and was denied a product upgrade several times. I tried once more with EO at Cap 1 recently and finally received the call today that they will be upgrading me to the regular Quicksilver with no annual fee and that it is the World Mastercard Elite. She said there will be info pertaining to that status when I receive the new card in 7-10 days. I’m not really sure what World Mastercard Elite really is. Thought I would share this good news with you. For the record, I started out with a Cap 1 Plat card in July 2014 with a $ 300 limit and credit steps. Now I have the Venture Signature $ 5k limit and Quicksilver WME $ 5k limit. Prayer, patience, myfico forums and hard work gets the job done!