Unauthorized credit application by bank?

Questions › Unauthorized credit application by bank?
0 Vote Up Vote Down
Chas Arellano asked 6 years ago

I recently opened a loan at suntrust and was told about their credit card offers. As always I declined as I have a card I use and do not want too many accounts. The loan was approved and everything went through as planned. About a week later I received a letter denying (too many inquires) me for my credit card application. I denied this card and didn’t want to apply for it. I have a credit block on three credit bureau and lifted one for a day to get the loan approved.

SunTrust duplicate account question I opened an auto loan in 2004 through SunTrust. The signed contract was for $14k and all was good, but somehow the dealer messed up and informed SunTrust the loan was for $16k with an…
Unauthorized pull/Permissible Purpose Hi all, * I had a credit card from a small local CU. They recently decided they were going to stop offering CCs and instead they made an agreement with First National Bank to switch…
Suntrust gw I have a paid off car loan with suntrust. It was paid off mid 2010. Before we paid it off there were several 30 and 60 day lates. I would love it if they would…

My questions would be is this gonna show as 2 inquiries on my credit and what if it were to be approved? Wouldn’t this fall under fraud?

Random Questions
  • FYI – CLOC/ PLOC does count towards 5/24
    So I called Chase about a business credit card and they told me that LOC does count towards your 5/24 because it shows up as revolving line. So beware about that.
  • Credit Check Total 50% for 5 years
    Wanted to do a little update thanks to this forum. I am currently enrolled in MyFico and CCT I just went through the automated system to close the CCT and was offered the 50% discount for 12 …
  • Prosper Verification Process
    Has anyone been approved for a Prosper loan, had it funded and then been stuck in the employment/salary/bank owner verification process for what seems like forever?  My loan was funded Friday evening and the documents …
  • Accidentally paid off my credit card
    So I moved away from using my Barclays card in order to start using the PenFed account, so I paid off Barclays. Well due to timing, it reported the zero balance before PenFed could report …
  • Penfed Thrifty Loc approved
    Decided to open a checking account with Penfed access america checking. Approved $ 2000 Thrifty credit service!! Love Penfed🙆
Random Posts
Random Topics
Register New Account
Reset Password