I recently opened a loan at suntrust and was told about their credit card offers. As always I declined as I have a card I use and do not want too many accounts. The loan was approved and everything went through as planned. About a week later I received a letter denying (too many inquires) me for my credit card application. I denied this card and didn’t want to apply for it. I have a credit block on three credit bureau and lifted one for a day to get the loan approved.
My questions would be is this gonna show as 2 inquiries on my credit and what if it were to be approved? Wouldn’t this fall under fraud?