So I finally have decent scores EQ 684 EX 674 TU 740 but they are about to deduct 100 points Im sure
I called to make a payment on my car loan only to find out they did not receive last months payment. They said I am 30 days late today and they report 30 days or more when late. I made 2 payments today but I dont think that will help. Im just so upset, my payment was lost in the mail I guess. And they never called or emailed me to warn me.
I have been looking at cars/loans for 2 weeks and trying to get better credit cards. It tooks me 1 year to get to this score and everytime something always happens.
Before i lose my some what of a decent credit score should I apply for a car loan or credit cards first? Or can I do both at the same time? I think I have a few weeks before they report my 30 day late.