I’m currently process of rebuilding my credit, I have combed through my credit report and notice I have (4) accounts open for collections.
I am in a financial position to pay these off but I wanted to get some advice on the best way to approach this?
Do I just call the collection company and tell them I want to pay this in full or do I try and settle on the amounts?
They are as follows,
Last Reported- Oct 19, 2014. Collection Agency-ENHANCRCVRCO. Original Creditor-COMCAST CABLE COMMUNICATIONS. Status- Open
Responsibility Individual Balance- $ 102
Last Reporte- Jan 31, 2014. Collection Agency- PACIFIC COAS. Original Creditor- Imaging center. Status- Open. Responsibility Individual Balance- $ 102
Last Reporte- Aug 31, 2010. Collection Agency- PACIFIC COAS. Original Creditor- Dentist. Status- Open. Responsibility Individual Balance- $ 155
Last Reporte- Apr 08, 2014. Collection Agency- PROF CREDIT. Original Creditor- NATURAL GAS. Status- Open. Responsibility Individual Balance- $ 103
I have 2 Capital One Credit cards that I have kept in good standings for the past year now but just cant seem to pull my score out of the 500’s. I am hoping getting these accounts paid off will help me out. I am Getting married and hoping to buy a home in the next couple years and any advice would be greatly appreciated!.