I’m probably not using the scorrect search terms, but I’m looking for some kind of step by step guide if there is such a thing.
I’m also trying to figure out what to do with TU – I disputed a collection on my report on 4/7 through Credit Karma and it is still “under investigation.” I called TU and they said it’s showing that the CA said the dispute isn’t valid, but I didn’t receive anything in regards to this/my CK account is still showing pending. The woman I was speaking with was clearly overseas and reading from a script, so it was difficult to get her to understand what I was saying. Am I right that I’m supposed to be notified and/or the CA is supposed to validate the debt because of the dispute within 30 days? Do I have any recourse with this?