asked 2 years ago

I’m probably not using the scorrect search terms, but I’m looking for some kind of step by step guide if there is such a thing. 


I’m also trying to figure out what to do with TU – I disputed a collection on my report on 4/7 through Credit Karma and it is still “under investigation.”  I called TU and they said it’s showing that the CA said the dispute isn’t valid, but I didn’t receive anything in regards to this/my CK account is still showing pending.  The woman I was speaking with was clearly overseas and reading from a script, so it was difficult to get her to understand what I was saying.  Am I right that I’m supposed to be notified and/or the CA is supposed to validate the debt because of the dispute within 30 days?  Do I have any recourse with this? 

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