I recently settled with Discover and it was a very pleasant experience. I have a Slate Chase CC and I owe $ 9600. I went on a repayment plan and everything was fine until I had 5 payments returned and they took me off the plan. I called today and asked about settling sicne I have a nice chunk of change coming in at the end of the month. I was offered $ 8350. I declined right away, they wouldnt budge at all. I am scared, exhausted and drained at this point. Has anyone had any experience with them?