i have a reposession from 2010 and im confused on what i should do if the 3 CRA are reporting different DOFD’s. EQ and EX are showing 11/2010 but TU is showing 4/2011. im not sure when i became delinquent but i do know it was in 2010. should i dispute with transunion to verify DOFD or contact the OC for a DV. any advice is appreciated. thanks.