Remaining Bad Items on My Report

QuestionsRemaining Bad Items on My Report
Emilie Hornsby asked 5 years ago

This is the items remaining on my report that is bad.  What advice does everyone have?  Should I start paying this stuff off and asking for PFD?  I was thinking about starting with the newest items first?  The stuff from 2011/2012, I am not worried too much about it as it is really old and going to come off soon.  Any advice will help.  thanks

 

04-19-11 Capital One Transunion, Equifax, Experian $ 4,585.00

04-19-11 Capital One Transunion, Equifax, Experian $ 2,484.00

07-31-11 Plus 4 Experian $ 0,270.00

06-13-12 Acct Corp Transunion, Experian $ 1,180.00

02-02-13 University of Phoenix Equifax, Experian $ 0,332.00

03-01-14 Wells Fargo Transunion, Equifax, Experian $ 0,000.00

09-30-14 Verizon Transunion, Equifax, Experian $ 1,638.00

06-30-15 CMRE Experian $ 0,271.00

07-31-16 American Credit Experian $ 0,893.00

09-30-15 Plus 4 Experian $ 0,569.00

09-30-15 Plus 4 Experian $ 1,676.00

01-22-16 Stellar Recovery Equifax $ 1.238.00

05-31-16 Convergent Outsourcing Experian $ 5,108.00

No Date US Depart of Ed Equifax, Experian $ 0,000.00

 

I have 213 Total Inquires across 3 reports.  I am not apping for anything till next year.  By the end of the year, 43 of the 213 will be removed and 139 will be older than a year so won’t count against my score.  In reality, I will only have 31 counting against me across 3 reports. 🙂

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