I’m trying to get all my monthly bills down and im trying to get a credit card for balance transfer of a total $ 10k on four cards. i also want to lower my 9.44% APR Auto Refinance
So far iv been denied by
chase freedom unlimited, discover personal loan, lightstream auto finance,
amex everyday, lending club.
My credit score 680
wells fargo $ 2,500 99% utilization, discover it $ 6,000 92% util, capital one $ 2,500 91% util. walmart $ 3200 39% util. home depot $ 2,000 0% util.
auto: ally $ 8,800 and santander auto $ 14,000
total credit lines: $ 16,200
should i try some other bank? any suggestions are welcome.