Quick question about OC still reporting balances…

QuestionsQuick question about OC still reporting balances…
asked 2 years ago

First of all~~thank YOU to everyone in this forum!  I have successfully GW several accounts off of mine & my husbands credit.  We were amazed it worked Smiley Very Happy

 

My question–I have 2 accounts on my report that are credit card charge offs.  One I currently have payment arrangements and I am paying the collection agency.  Should that balance from the original creditor still be reported, or should it be reported as a zero balance with chargeoff? I am trying to make arrangements to get these paid & off as quickly as possible…but want to know the best way to do it.  Thanks in advance!

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