First of all~~thank YOU to everyone in this forum! I have successfully GW several accounts off of mine & my husbands credit. We were amazed it worked
My question–I have 2 accounts on my report that are credit card charge offs. One I currently have payment arrangements and I am paying the collection agency. Should that balance from the original creditor still be reported, or should it be reported as a zero balance with chargeoff? I am trying to make arrangements to get these paid & off as quickly as possible…but want to know the best way to do it. Thanks in advance!