Question on Balance Transfer Card and Score Pull?

QuestionsQuestion on Balance Transfer Card and Score Pull?
Brendan Amador asked 4 years ago

I am going to be appyling to an offer next week for a Balance Transfer after my mortgage closes.  I have an offer I am interested in from a bank I already have a relationship with.


My question is this though, what are some good offers out there righ now with 0% APR for 12-18 months? Is Discover good?  Citi? 


I also would prefer multiple bureaus do not get pulled.  Penfed only pulls EQ and they have a 0%.  Barclay is usually only Transunion.  Not sure on Discover card or Citi.


My EX and TU are the highest though.  Also, what score model is used on these?  My Fico 8 is what I am going by.  I know Penfed uses Gen 2, Not sure on NFCU, Discover, Citi, Barclay etc?


Any help would be greatly appreciated.  Trying to calculate my odds of choosing the right 1 or 2 offers/cards.


Thank you

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