I’m trying to never have more than six cards. If I ever go over I dump one so I try to only apply if it will improve what I have.
If I already have a QS, there isn’t any feature or benefit that I’m really missing by applying for the Freedom Unlimited or Cash Forward. Is that correct?
On another question most of my cards are between 3-7k. I have a Navy Card at 23k (never requested a CLI its just what I was approved for). I was wondering if I should close that card because it’s so high because I read on here about some creditors won’t approve people with too much credit. It’s my least used card.