asked 4 years ago Just wondering who has expirience with any of the online credit unions – ie. – Prosper, Best Egg ,So Fi ect. I was wondering what the overall process was and how long it took for you? How much did it affect your credit score? After you decide on a rate and they do the hard pull what was usually the next step? Was it all done online? or did over the phone, ect. Thanks so much for any help!