After getting my capital one accounts GW’d off all my reports and my scores getting so close to the 700’s I think it’s time to address pinnacle.
I filed against them via the CFPB and they did validate and claim they are doing everything kosher but they are not.
My EX is reporting terms of 1 month as per my paper report & my EQ is showing I have “0 collections on file” and pinnacle is listed in with all my other credit accounts. Clearly these are reporting as revolving accounts, which is quite aggrivating.
Clearly they are mis-reporting, what other reprucusions do I have at this point? My debt is past the SOL
Obviously I could sue them for FDCPA violations, but the question is : can they counter-sue for the amount of the debt even though it’s passed SOL?