PFD on the oldest account

QuestionsPFD on the oldest account
asked 3 years ago

Just a quick question. The oldest account that i have is a Georgia Power utility bill. I am prepared to pay this off in full and they will delete. Just wondering what affect this will have on my score negatively and positively.  I know once it deletes the account is gone but it is my oldest account so will i lose pts due to AAoA? 

 

Account NameAccount NumberDate OpenedBalanceDate Reported Date of last reported update.Past DueStatus Condition of account when last updated by creditor or otherwise.Credit Limit
GEORGIA POWER 
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58741XXXX N/A $ 846   09/22/2015 $ 846   COLLECTION ACCOUNT 
GEORGIA POWER

2500 Patrick Henry Pkwy
Bin # 80002
McDonough, GA-302534298
(877) 506-3903

Account Number:58741XXXX Status:COLLECTION ACCOUNT 
Account Owner:Individual Account. High Credit:$ 846  
Type of Account :OpenCredit Limit: 
Term Duration: Terms Frequency:Biweekly (due every 2 weeks) 
Date Opened:N/A  Balance:$ 846  
Date Reported:09/22/2015 Amount Past Due:$ 846 
Date of Last Payment: Actual Payment Amount: 
Scheduled Payment Amount:$ 100  Date of Last Activity:N/A
Date Major Delinquency First Reported:08/2011 Months Reviewed:N/A 
Creditor Classification: Activity Designator:N/A 
Charge Off Amount: Deferred Payment Start Date: 
Balloon Payment Amount: Balloon Payment Date: 
Date Closed: Type of Loan:Utility Company 
Date of First Delinquency:04/2011 
Comments:Consumer disputes – reinvestigation in progress,
Collection account  
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