I have a collection for $ 636 it is 4yrs old. I’m wanting to get rid of this, paying is no problem, i just want it to be removed after payment.
I’ve seen a few pfd letters, and they seem contradictory i.e “i dispute the validity of this debt, but im willing to pay in full” am i reading these letters wrong? To me, i would be saying “this debt is not mine, however, Im more than happy to pay it” haha
Anyone have any good ideas of a letter, Or a letter you yourself have used (successfully)?
Also, will a pfd letter work on medical? I have a few medical collections.
Any insight is appreciated.