Has anyone had experience with either of these 2 on Refi mortgage?
I have been comparing rates, etc with them.
Penfed is 3.5%
Navy is 3.75%
Lowest rates. Penfed doesn’t do risk based mortgages so credit score will not change the rate, Navy does though.
Closing costs are within 150 bucks.
I did Google and some people were complaining about dealing with Penfed in general, so wanted to get anyone’s advice here.