So I sent DV letters to the CA that was reporting to the CRA on two accounts (medical $ 100 and school $ 800). They have stopped reporting and it’s been almost a month and I haven’t got anything back from them. They never really hurt my FICO score, but right now my score is close to where I want it to be. If I send PFD or just pay them to be done will that hurt my credit score?
I am trying to buy a house by summer time and trying to keep my score up.