I am trying to rebuild my credit. Would it benefit to pay off old collections that are closed?
Part 2 is due to a financial hit the laSt few months, my wife and I fell behind on payments to crefit cards. We have since paid them all off 100% there are 4 cards shared between us. Would it be a waste of time to dispute the 30 day late hit or ride it out? How long does it take to recover. We need to buy house in a year or so. Scores are in low 500 right now. Any advise will help thanks