I ecently went on a month long app spree and added 8 new cards to my wallet. I’ve used them heavily for a few vacations and home renovations. I have a range of 7-10 inquiries on my reports and my scores are ranging from 610-641 FICO with heavy usage on my cards. My scores dropped pretty significantly since the app spree. Is it realistic for me to stay on my goal of buying a new home in February/March 2016? I’m worried I over did it. I am current on all payments. I have one collection on my Equifax that the creditor has agreed to delete because of their error.