I have an old CO with Cap One. I called about paying it off, we settled for 1/2 the amount due. But the persons insists that they do not do early deletions. The account is due to fall off in less than a year anyway so wondering why they wont agree. Is this typical with Cap 1?
Its the only bad thing left on my report. Now its just a matter of time to let my credit cards & car loan to age.