Need to raise score 50pts!!!

QuestionsNeed to raise score 50pts!!!
Moses Lahey asked 5 years ago

So my current scores are as follows:
Experien: 595
Transunion: 606
Equifax: 579
My credit utilization is at 84%. My plan is to pay down all cards to at least 50% by the middle of next month. The hope is to have my middle score to at least a 640 so I can apply for a mortgage by this summer. Do you think it’s possible to raise my scores by about 50 pts by paying down my cards?

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