My Fiance and I just bought a home about a month ago, right before we will be getting married in October. We have been financially tight with our money with paying for a new home, along with a wedding. We are coming up short money wise and want to know if it is worth applying for cards that give us miles. Her scores are better then mine and are around the 625 mark. That score was prior to getting a mortage. We are not sure if it has started reported or even if it has, would it make a difference in her score this early? Any advice on cards or if she should apply for other things would be great!!