My Journey has Begun for a house! Lender notes for success

QuestionsMy Journey has Begun for a house! Lender notes for success
Verena Steinberger asked 5 years ago

Just heard back from a lender! 

 

Their credit team said I could be ready for a mortgage in 6 months with a 628 credit score. 

 

Their feedback was as follows:

Zachary has the potential for a 628 in 6 months by completing the following actions:

– pay down to $ 10 on US Bank, opened 11/14 (done.)

– pay down to $ 25 on US Bank, opened 2/15 (done.)

– pay past due down to $ 0 on ALLIED INTERSTATE LLC, opened 8/15

– pay past due down to $ 0 on DIVERSIFIED CONSULTANTS, opened 8/15

– pay past due down to $ 0 on JEFFERSON CAPITAL SYSTEMS, opened 4/15

– Make all monthly payments on time for 6 months.

 

Very excited to get this journey rolling!

 

Wish me luck everyone! Cheers!

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