Midland responded now what?

QuestionsMidland responded now what?
asked 4 years ago

So I sent in my complaint to the CFPB,attached my credit report. Midland responded with that I need to basically take it up with the CRA’s. They sent the right codes over and it’s the CRA’s whos reporting it incorrectly. They have midland charging off the account in July, which is hurting my score one CRA because it’s showing me having a charge off so soon.
I was under the impression that if I brought it to the CA Attention that it was reporting wrong and had the evidence that they were required to remove it?
I did tell midland I have disputed it numerous times and it always comes back “verified”. In my eyes that’s telling me midland is verifying that it is, in fact, reporting correctly as a charge off in July.

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