I joined last year after someone on the board had gotten an auto loan and credit card or something and I was denied the Credit Card and have just let my account sit with the $ 25 in it since… Last week I received a pre-approval from them for auto loan (don’t need). Today I receive a letter with a check written to my name at the bottom and it says:
“Due to your good credit, we have pre-approved you for a debt consolidation loan from $ 1,000 – $ 5,000. There’s no application to complete, or waiting for approval… simply cash the attached check!”
At a 6.9% rate for 48 months!
I’m off to the bank yo!