We have to write a LOE for multiple addresses that appear on my credit report. We have moved a lot during our marriage for various reasons. We had a couple of short term housing situations back when we weren’t making very much money and once when we were going to try to buy a house two years ago. One of the short term apartments actually lists the time frame wrong so it looks like we were living two different places at once. Another address has the date wrong as well (listed as one month when we were there 2 years). I know it sounds crazy. We are much more stable now and one reason we want a house is so we can have the stability! Is this going to raise a red flag? What should we say as an explanation? At least we’ve shown great stability in our employment.