So I sent off a letter to Jefferson Cap last month about their “procurement” of a garbage account that stems from a dispute with verizon wireless.
After doing a little research I was able to see that they are clearly a jdb, and figured I would be able to DV them away. I sent them a modified version of the letter I found here: http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Jefferson-Capital-Collection-Deleted/td-p/2319317http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Jefferson-Capital-Collection-Deleted/td-p/2319317
and waited for a reply.
well it turns out that is exactly what happened! Myfico score alerts started going nuts, and I got a letter in the mail yesterday from them:
score one for the good guys!!