Hello. I will be transfering to an out of state college and will be needing to apply for several loans. One is a student loan, an auto loan for a used car, and a personal loan to have some cash to hold me over as well. After some research I saw that all of these types of loans have different interests rates, and would seem like a better an idea to apply for them separately. I am still number crunching as far as repayment and I’m curious to know where to start. My credit score is 673-699, so averages to about 685. Thanks in advance.