I always thought that being an Authorized User was counted in your credit score, and had positive effects on your AAoA. After signing up for myFICO, I see that they don’t include this in their scoring.
I’m currently an authorized user on 2 credit card accounts, the older of these has a 90% utilization. I’m trying to figure out if it’s worth staying on as an authorized user or not.
Could anyone share their experiences and advice?