I pulled my wife’s reports last night. While she has a lot of good history, there are multiple charge-offs and accounts in collections. Some are due to fall off a year from now and all but one in June of 2019. Should I even touch it or proceed with trying clean it up? Will they come after her if something changes?
Also, some are shown twice, both as charged-off by the original creditor and again collections. Can they do that? The owners of her debt are Midland Funding and Investment Retrievers. Does anyone have any experience with these people?