I have been using this forum for a couple of months now and I would like to thank all you for sharing your experiences and valuable insight. I am rebuilding my credit. I have had the misfortune of some medical issue and just now getting back on my feet both mentally and physically. After a botched hysterectomy I have accumulated quite a bit of medical collections and a few from a neck surgery. 15 total and the oldest being 2009. The most expensive one is $ 608 and the least amount is $ 30. What do I do to get these things removed. I have a target from 2007 that was bought by Midland Funding both are showing on the credit file. I don’t know which way is is up. Her is a snap shot of scores
i was recently approved for
Amx Surpass $ 1k June 4 2015
Rooms to Go (Synchony Bank). June 13 2015. Helping DD with furnishing apt. Balance. 2500 CRB $ 0 balance. (Guess to new)
I have 30k in student loans
3000k secured cc with $ 2107 balance
78k mortgage balance
Equifax and TransU states the type of credit I have is poor. What does this mean?
AAmex is not showing on CBR yet
where do I start to improve my scores to get a credit increase at the 61 day mark?
i have offers from
Amx business Gold Premier
4 offers from Capital One – platinum
2 hard inquiries this year in June and 1 last Dec/2014 for installment loan with credit union that’s was paid off in 6 months
i haven’t had inquiry in 6 years
thanks in advance for you valuable help