How to discuss lowering closed account total owed?

QuestionsHow to discuss lowering closed account total owed?
Cindy Guffey asked 4 years ago

So I have $ 1000 on a closed credit card. I closed it myself to keep me from spending and just paying it off. Huge interest rate and trying to pay it off asap. Is there anyway I can ask them to knock a couple hundred off since I’m can’t use the card anyway? Anything I can ask for them to help me out? Thanks for all advice in advance!

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