I just closed my Citi Double Cash card. How long should I wait before applying for a new one?
In case you’re wondering……. why?
I defaulted on 1 payment in the Summer of 2012. I haven’t missed a beat since. I’ve asked 5 times to get this lowered recently, and they absolutely will not budge. This time I got mad and just said “close it.” I know, I know…. “Pay in full and don’t worry about it”. But it just bugs me to no end that they won’t take care of me. Fico scores are in the mid 760s, but they didn’t care about that either. The part I really don’t get is that I’ve seen several people on here just simply go on Citibank’s chat….. sometimes twice in one week and they have said Sure….no problem…. we’ll knock another 2% off.