Vilma WaidRandom Questions
- Amex Revolver 5 Year 7.99% Repayment Plan – Hurts credit or no?Hey all, so I ran into some huge financial issues recently and let my Blue Cash card report 30 days late. When I was about to be at 60 days, I finally caved and called …
- DV sent, OC replied they are removing, but still there. Need advice!!First, I just want to thank everyone in the my fico community for their shared experiences and advice on this forum. I have been an avid reader for the past 5 months and have been …
- Understanding disputes/fall offsHello! So Friday I submitted some disputes with the bureaus: ATT that was in collections fell off of experian but not TransUnion, why? I don't understand how Credit One can put 2 derogatory things on my CRs so …
- Rewards VS CashI've found some posts that discussed this very topic but I wanted to get some community feedback. My business spends about $ 350K a month on credit cards. Of that, about $ 100K goes through …
- Was an authorized user, should i try a 609 letter to remove me from collect. account appearing now?Howdy, Howdy! Cant seem to login to my old name I was an authorized user on a charged off usbank credit card acct, charged of in 2014, portfolio bought it. This has never been in …
Random Posts
- Disputing negative items on credit report?I have been reading up on repairing my credit b/c I was going to use a credit repair agency to do this. Everything I have read says that you can get items removed true or …
- Where can I find the scale for credit scores?What does you credit score have be to go from fair credit to good credit? Good credit to excellent credit?
- Has anyone used the website Deleteanybadcredit.com?Came across this website sounds a little too good to be true but sometimes money can get you out of things and it give you the price list and you can tell them what you …
- How can I enter in the field of mortgages?I would like to help people like me on the different options out there to learn. I just received a loan from PHFA, which I found on my own! My agent knew nothing about the …
- How a poor credit score/rating can negatively affect a person’s life?what would happen in the future if i start buying stuff now using my credit card? i'm only 18 years old...
Random Topics
- If I pay a Charge off in full. Will my credt score increase? ( It is going to be reported as paid.)?I had a charge off that I settled for half of the amount owed. I want my credit score to be in the best shape possible, as every one of my other accounts are current, …
- is it better to get a credit card for and Associate Credit Union Vs. a regularBank?!? Im 22 and thinking about getting one and building my credit
- Should I let them repossess my car?My credit has been absolutely nuked due to a divorce and a layoff. It's horrible and it won't improve anytime soon. I am way past the point of worrying about my credit score. I've gotten …
- my bank account has been shut down by the bank can i still contest charges?Last year I lost my job so went self employed quite blindly! I informed my bank I was strugglung to make repayments on a career development loan I had with them, and they wouldn't accept …
- Opening new credit card account… Question?Currently I have 2 credit cards (Discover &Cap One), 1 charge card (Amex) and 1 store card (Macy's), all have never been late. Really, this is plenty enough cards for my needs but according to …