Help with Getting CLI from Synchrony

Questions › Help with Getting CLI from Synchrony
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Nidia Esparza asked 5 years ago

Got a letter about one of my CLI requests from Sync. Denied for 

Synchrony Bank CLI Request HP Mystery It seems that starting December 1, 2015 that any CLI requests for Synchrony Bank accounts are now hard pulls (HP) on Transunion. I requested CLIs for an Amazon Prime store card, a Walmart store card,…
Goodwill letters I am currently trying to rebuild my credit which tanked in 2014. I have settled all my charged off accounts, 6 of which were with Synchrony. I am goint to send a goodwill letter to…
Synchrony QVC card and Evine card Really want to cancel these two as I should have never apped to begin with, my question is will Synchrony frown upon my Amazon Prime card as far as future CLI requests? Just want thoughts.  Thanks

-derogatory public record or collection filed 

-time since derog PR or collection is too short (at least 4 years since filing!?!) 

– proportion of loan balances to loan amounts is too high (i have student loans which have been consolidated and total more than most house payments. :/)

– lack of recent bank/national revolving information 

 

 

Any ideas on what I can do to improve  ^^ to improve my chances of CLIs?

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