Help with Getting CLI from Synchrony

QuestionsHelp with Getting CLI from Synchrony
Nidia Esparza asked 5 years ago

Got a letter about one of my CLI requests from Sync. Denied for 

-derogatory public record or collection filed 

-time since derog PR or collection is too short (at least 4 years since filing!?!) 

– proportion of loan balances to loan amounts is too high (i have student loans which have been consolidated and total more than most house payments. :/)

– lack of recent bank/national revolving information 



Any ideas on what I can do to improve  ^^ to improve my chances of CLIs?

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