HELP – How accurate is pre-qualifying for cards on their sites??

QuestionsHELP – How accurate is pre-qualifying for cards on their sites??
asked 4 years ago

Hi –  I have been in rebuilding mode for several years and am in need of a good credit card with decent limit.  My Fico Scores are hovering at the 700 level, with one being 695 and one being like 704, etc . . .  I have one derogatory legal item on my reports which is paid and is several years old and have most things now paid way down.  I seem to prequalify for a Venture Travel card or a Chase card, etc . . .  but I’m terrified to apply and ding my report with a rejection – which will mess everything up.  How accurate are these “prequalifying” tools on the credit card sites????  I’m not sure what they see in the soft pull.  Any help is appreciated!!

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