I hope they work, the executive staff members at walmart responded to me today to see what they would do. Barclays responded two days ago, not sure what is going to come of them. They are both charge offs but there were agreements made as my husband got sick, but it seems none of them honored their end of it. Please keep your fingers crossed. Also, Tmobile needs to pay verizon for the buy out, that is next. Anyone have any luck with these accounts? IS there anything that can be done with an amazon charge off with a zero balance? Any advice is appreciated.