How many months before a mortgage application are inquiries looked at? New accounts?
If funds for a down payment are not saved in a regular savings account, how much time in advance of the application should I transfer the funds so that I dont have to explain where they came from?
What types of things should I do to better position myself for approval prior to submission of an application outside of no credit inquiries and keeping accounts current?
What types of documents should I be gathering and how far back?