I need a little advice on my first Venture ($ 30K) statement cut. I called and they told me the first statement would cut on August 21st. I am racking up items to receive my sign-on bonus and will have $ 2500 in charges prior to the first cut. Would it be wise to pay this down to say $ 100 or so prior to the first cut, or does it just matter that I’m below 10%? I will have $ 0 balances reporting on my other two cards and plan to PIF after the first statement cut, just curious if it’s “ok” to let $ 2500 show up on my credit reports since it’s below 10%?