Feeling Annoyed

QuestionsFeeling Annoyed
asked 3 years ago

I sent a goodwill letter to Bank of America asking that they remove a tradeline since I had since paid the charged off amount and although I received a call back, I was told that they could not.  The lady stated that they had to report the accurate information to the credit bureaus and I told her that I respectly disagreed since they did have the power to remove it.  I tried not to get upset so I just told her okay, thanks and ended the call.  I just received a 45 point jump on my TU credit report and I am happy about that but I also feel defeated about not being able to get this derogatory removed.

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