DOFD on old checking account

QuestionsDOFD on old checking account
asked 4 years ago

An old collection woke up after it hearing from them for about 3 or 4 years. It’s for an old checking account that had become overdrawn. It’s never been on my reports so I don’t have a DOFD. Collection company has not provided it yet but is threatening to sue. Account was closed in February 2012. We had tried to get it caught up before it closed but couldn’t get out of the hole. The last deposit was made 12-8-2011. Would that be considered the DOFD? This is important for determining if it is beyond the SOL.

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